INDIVIDUAL AND FAMILY
Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or in installments.
Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own.
At Paradigm, we are Certified Insurance Agents with the State of California and can be your trusted resource for Covered California, the state exchange for the Affordable Care Act, aka “Obamacare”. We can help you to understand your coverage options as well as the government subsidies you may qualify for.
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